Call reports 2016
COMMUNITY FIRST BANK OF THE HEARTLAND — 2016
What COMMUNITY FIRST BANK OF THE HEARTLAND reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 167,272,000 | 169,397,000 | 168,833,000 | 172,048,000 |
| Total loans | 137,371,000 | 133,355,000 | 134,705,000 | 131,925,000 |
| Allowance for loan losses | 1,818,000 | 1,854,000 | 1,847,000 | 1,674,000 |
| Securities available for sale | 13,498,000 | 13,914,000 | 15,123,000 | 20,031,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 147,022,000 | 152,710,000 | 152,004,000 | 155,884,000 |
| Interest-bearing deposits | 105,394,000 | 110,023,000 | 108,792,000 | 114,524,000 |
| Noninterest-bearing deposits | 41,628,000 | 42,687,000 | 43,212,000 | 41,360,000 |
| Equity capital | 15,919,000 | 16,248,000 | 16,489,000 | 15,314,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,823,000 | 3,621,000 | 5,438,000 | 7,236,000 |
| Interest expense | 104,000 | 212,000 | 325,000 | 446,000 |
| Net interest income | 1,719,000 | 3,409,000 | 5,113,000 | 6,790,000 |
| Noninterest income | 398,000 | 795,000 | 1,235,000 | 1,665,000 |
| Noninterest expense | 1,303,000 | 2,606,000 | 3,971,000 | 5,635,000 |
| Provision for loan losses | 59,000 | 98,000 | 98,000 | 98,000 |
| Pretax income | 755,000 | 1,516,000 | 2,295,000 | 2,738,000 |
| Income tax | -9,000 | 3,000 | 18,000 | 33,000 |
| Net income | 764,000 | 1,513,000 | 2,277,000 | 2,705,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,449,000 | 13,770,000 | 14,119,000 | 13,557,000 |
| Total capital | 15,126,000 | 15,407,000 | 15,779,000 | 15,205,000 |
| Risk-weighted assets | 134,033,000 | 130,745,000 | 132,643,000 | 131,838,000 |