Call reports 2015
COMMUNITY FIRST BANK OF THE HEARTLAND — 2015
What COMMUNITY FIRST BANK OF THE HEARTLAND reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 166,304,000 | 167,302,000 | 166,516,000 | 168,989,000 |
| Total loans | 132,719,000 | 135,987,000 | 134,652,000 | 137,542,000 |
| Allowance for loan losses | 1,861,000 | 1,878,000 | 1,832,000 | 1,780,000 |
| Securities available for sale | 16,545,000 | 15,351,000 | 14,559,000 | 13,735,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 1,405,000 | 1,206,000 | 501,000 | 0 |
| Total deposits | 140,566,000 | 138,683,000 | 136,590,000 | 138,050,000 |
| Interest-bearing deposits | 99,199,000 | 96,827,000 | 98,016,000 | 99,175,000 |
| Noninterest-bearing deposits | 41,367,000 | 41,856,000 | 38,574,000 | 38,875,000 |
| Equity capital | 15,834,000 | 16,047,000 | 16,417,000 | 15,587,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,813,000 | 3,607,000 | 5,427,000 | 7,262,000 |
| Interest expense | 88,000 | 171,000 | 253,000 | 346,000 |
| Net interest income | 1,725,000 | 3,436,000 | 5,174,000 | 6,916,000 |
| Noninterest income | 368,000 | 814,000 | 1,274,000 | 1,696,000 |
| Noninterest expense | 1,269,000 | 2,583,000 | 3,882,000 | 5,349,000 |
| Provision for loan losses | 45,000 | 60,000 | 85,000 | 120,000 |
| Pretax income | 779,000 | 1,618,000 | 2,494,000 | 3,156,000 |
| Income tax | 1,000 | 19,000 | 37,000 | 55,000 |
| Net income | 778,000 | 1,599,000 | 2,457,000 | 3,101,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,237,000 | 13,609,000 | 13,968,000 | 13,138,000 |
| Total capital | 14,837,000 | 15,246,000 | 15,620,000 | 14,800,000 |
| Risk-weighted assets | 127,775,000 | 130,782,000 | 132,004,000 | 132,863,000 |