Call reports 2013
COMMUNITY FIRST BANK OF THE HEARTLAND — 2013
What COMMUNITY FIRST BANK OF THE HEARTLAND reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 160,678,000 | 161,946,000 | 163,446,000 | 165,224,000 |
| Total loans | 116,558,000 | 120,747,000 | 124,432,000 | 127,721,000 |
| Allowance for loan losses | 1,171,000 | 1,194,000 | 1,291,000 | 1,457,000 |
| Securities available for sale | 23,121,000 | 21,791,000 | 21,202,000 | 19,727,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 3,003,000 | 2,795,000 | 2,703,000 | 2,504,000 |
| Total deposits | 145,079,000 | 143,923,000 | 146,438,000 | 145,121,000 |
| Interest-bearing deposits | 105,396,000 | 105,989,000 | 110,763,000 | 106,750,000 |
| Noninterest-bearing deposits | 39,683,000 | 37,934,000 | 35,675,000 | 38,371,000 |
| Equity capital | 15,227,000 | 15,145,000 | 15,316,000 | 14,649,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,738,000 | 3,530,000 | 5,377,000 | 7,293,000 |
| Interest expense | 110,000 | 219,000 | 331,000 | 440,000 |
| Net interest income | 1,628,000 | 3,311,000 | 5,046,000 | 6,853,000 |
| Noninterest income | 376,000 | 775,000 | 1,292,000 | 1,652,000 |
| Noninterest expense | 1,169,000 | 2,403,000 | 3,727,000 | 5,145,000 |
| Provision for loan losses | 30,000 | 60,000 | 190,000 | 400,000 |
| Pretax income | 805,000 | 1,623,000 | 2,447,000 | 2,986,000 |
| Income tax | 23,000 | 17,000 | 31,000 | 45,000 |
| Net income | 782,000 | 1,606,000 | 2,416,000 | 2,941,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,195,000 | 12,547,000 | 12,885,000 | 12,246,000 |
| Total capital | 13,366,000 | 13,741,000 | 14,176,000 | 13,680,000 |
| Risk-weighted assets | 105,566,000 | 110,420,000 | 113,676,000 | 114,685,000 |