Call reports 2012
COMMUNITY FIRST BANK OF THE HEARTLAND — 2012
What COMMUNITY FIRST BANK OF THE HEARTLAND reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 149,536,000 | 154,570,000 | 153,172,000 | 164,596,000 |
| Total loans | 103,000,000 | 106,221,000 | 108,729,000 | 113,143,000 |
| Allowance for loan losses | 1,068,000 | 1,098,000 | 1,136,000 | 1,149,000 |
| Securities available for sale | 25,347,000 | 26,610,000 | 25,762,000 | 22,426,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 3,582,000 | 3,156,000 | 3,193,000 | 2,995,000 |
| Total deposits | 130,171,000 | 134,297,000 | 132,143,000 | 149,139,000 |
| Interest-bearing deposits | 101,103,000 | 101,509,000 | 102,586,000 | 103,237,000 |
| Noninterest-bearing deposits | 29,068,000 | 32,788,000 | 29,557,000 | 45,902,000 |
| Equity capital | 14,680,000 | 15,008,000 | 15,455,000 | 15,008,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,669,000 | 3,365,000 | 5,139,000 | 6,892,000 |
| Interest expense | 179,000 | 317,000 | 446,000 | 565,000 |
| Net interest income | 1,490,000 | 3,048,000 | 4,693,000 | 6,327,000 |
| Noninterest income | 360,000 | 723,000 | 1,171,000 | 1,676,000 |
| Noninterest expense | 1,051,000 | 2,165,000 | 3,390,000 | 4,742,000 |
| Provision for loan losses | 19,000 | 38,000 | 81,000 | 100,000 |
| Pretax income | 780,000 | 1,584,000 | 2,475,000 | 3,243,000 |
| Income tax | 47,000 | 61,000 | 106,000 | 121,000 |
| Net income | 733,000 | 1,523,000 | 2,369,000 | 3,122,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,704,000 | 11,912,000 | 12,261,000 | 11,884,000 |
| Total capital | 12,772,000 | 13,010,000 | 13,397,000 | 13,033,000 |
| Risk-weighted assets | 95,941,000 | 99,248,000 | 100,800,000 | 105,318,000 |