Call reports 2011
COMMUNITY FIRST BANK OF THE HEARTLAND — 2011
What COMMUNITY FIRST BANK OF THE HEARTLAND reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 88,927,000 | 94,214,000 | 99,907,000 | 143,353,000 |
| Total loans | 63,112,000 | 69,652,000 | 71,194,000 | 102,391,000 |
| Allowance for loan losses | 938,000 | 983,000 | 1,053,000 | 1,052,000 |
| Securities available for sale | 16,657,000 | 15,450,000 | 14,747,000 | 18,879,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 4,085,000 |
| Total deposits | 75,238,000 | 73,890,000 | 79,077,000 | 123,546,000 |
| Interest-bearing deposits | 62,469,000 | 61,342,000 | 64,438,000 | 99,498,000 |
| Noninterest-bearing deposits | 12,769,000 | 12,548,000 | 14,639,000 | 24,048,000 |
| Equity capital | 8,841,000 | 9,387,000 | 9,965,000 | 14,274,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,079,000 | 2,194,000 | 3,397,000 | 4,862,000 |
| Interest expense | 160,000 | 310,000 | 445,000 | 603,000 |
| Net interest income | 919,000 | 1,884,000 | 2,952,000 | 4,259,000 |
| Noninterest income | 216,000 | 466,000 | 826,000 | 1,104,000 |
| Noninterest expense | 545,000 | 1,175,000 | 1,842,000 | 2,845,000 |
| Provision for loan losses | 99,000 | 145,000 | 230,000 | 230,000 |
| Pretax income | 522,000 | 1,061,000 | 1,732,000 | 2,341,000 |
| Income tax | 16,000 | 26,000 | 29,000 | 30,000 |
| Net income | 506,000 | 1,035,000 | 1,703,000 | 2,311,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,450,000 | 6,772,000 | 7,156,000 | 11,301,000 |
| Total capital | 7,137,000 | 7,513,000 | 7,915,000 | 12,353,000 |
| Risk-weighted assets | 54,724,000 | 59,022,000 | 60,417,000 | 93,253,000 |