Call reports 2010
COMMUNITY FIRST BANK OF THE HEARTLAND — 2010
What COMMUNITY FIRST BANK OF THE HEARTLAND reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 78,411,000 | 81,367,000 | 84,155,000 | 85,985,000 |
| Total loans | 51,171,000 | 56,297,000 | 56,569,000 | 59,050,000 |
| Allowance for loan losses | 792,000 | 814,000 | 814,000 | 839,000 |
| Securities available for sale | 13,524,000 | 14,929,000 | 18,115,000 | 16,478,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,873,000 | 66,339,000 | 68,255,000 | 70,867,000 |
| Interest-bearing deposits | 53,965,000 | 55,576,000 | 56,915,000 | 59,998,000 |
| Noninterest-bearing deposits | 8,908,000 | 10,763,000 | 11,340,000 | 10,869,000 |
| Equity capital | 8,074,000 | 8,381,000 | 8,897,000 | 8,367,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 956,000 | 1,976,000 | 3,023,000 | 3,966,000 |
| Interest expense | 228,000 | 453,000 | 666,000 | 854,000 |
| Net interest income | 728,000 | 1,523,000 | 2,357,000 | 3,112,000 |
| Noninterest income | 127,000 | 285,000 | 442,000 | 712,000 |
| Noninterest expense | 483,000 | 982,000 | 1,494,000 | 2,165,000 |
| Provision for loan losses | 95,000 | 115,000 | 115,000 | 140,000 |
| Pretax income | 300,000 | 734,000 | 1,213,000 | 1,542,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 300,000 | 734,000 | 1,213,000 | 1,542,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,551,000 | 5,833,000 | 6,148,000 | 6,200,000 |
| Total capital | 6,221,000 | 6,464,000 | 6,806,000 | 6,879,000 |
| Risk-weighted assets | 53,519,000 | 52,443,000 | 52,480,000 | 54,130,000 |