Call reports 2009
COMMUNITY FIRST BANK OF THE HEARTLAND — 2009
What COMMUNITY FIRST BANK OF THE HEARTLAND reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 64,146,000 | 63,434,000 | 68,702,000 | 76,274,000 |
| Total loans | 42,891,000 | 44,042,000 | 47,792,000 | 50,403,000 |
| Allowance for loan losses | 531,000 | 567,000 | 683,000 | 699,000 |
| Securities available for sale | 11,291,000 | 11,258,000 | 13,276,000 | 16,069,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,623,000 | 50,771,000 | 55,165,000 | 60,065,000 |
| Interest-bearing deposits | 42,507,000 | 43,371,000 | 46,365,000 | 50,407,000 |
| Noninterest-bearing deposits | 6,116,000 | 7,400,000 | 8,800,000 | 9,658,000 |
| Equity capital | 7,855,000 | 7,967,000 | 8,314,000 | 7,803,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 866,000 | 1,737,000 | 2,641,000 | 3,576,000 |
| Interest expense | 251,000 | 502,000 | 756,000 | 998,000 |
| Net interest income | 615,000 | 1,235,000 | 1,885,000 | 2,578,000 |
| Noninterest income | 75,000 | 174,000 | 343,000 | 440,000 |
| Noninterest expense | 408,000 | 878,000 | 1,346,000 | 1,890,000 |
| Provision for loan losses | 110,000 | 233,000 | 348,000 | 378,000 |
| Pretax income | 260,000 | 502,000 | 738,000 | 962,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 260,000 | 502,000 | 738,000 | 962,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,402,000 | 5,660,000 | 5,787,000 | 5,376,000 |
| Total capital | 5,913,000 | 6,186,000 | 6,352,000 | 6,004,000 |
| Risk-weighted assets | 40,125,000 | 41,248,000 | 44,327,000 | 49,441,000 |