Call reports 2008
COMMUNITY FIRST BANK OF THE HEARTLAND — 2008
What COMMUNITY FIRST BANK OF THE HEARTLAND reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 50,451,000 | 51,989,000 | 56,721,000 | 61,379,000 |
| Total loans | 26,457,000 | 31,868,000 | 36,653,000 | 39,889,000 |
| Allowance for loan losses | 297,000 | 340,000 | 370,000 | 421,000 |
| Securities available for sale | 17,156,000 | 12,538,000 | 10,837,000 | 13,310,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,240,000 | 36,809,000 | 41,409,000 | 45,425,000 |
| Interest-bearing deposits | 29,763,000 | 31,012,000 | 35,337,000 | 38,291,000 |
| Noninterest-bearing deposits | 5,477,000 | 5,797,000 | 6,072,000 | 7,134,000 |
| Equity capital | 7,960,000 | 7,906,000 | 8,082,000 | 7,704,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 681,000 | 1,451,000 | 2,232,000 | 3,057,000 |
| Interest expense | 241,000 | 476,000 | 714,000 | 975,000 |
| Net interest income | 440,000 | 975,000 | 1,518,000 | 2,082,000 |
| Noninterest income | 49,000 | 101,000 | 148,000 | 199,000 |
| Noninterest expense | 286,000 | 618,000 | 958,000 | 1,363,000 |
| Provision for loan losses | 95,000 | 138,000 | 168,000 | 228,000 |
| Pretax income | 108,000 | 339,000 | 561,000 | 748,000 |
| Income tax | -99,000 | -99,000 | -99,000 | -99,000 |
| Net income | 207,000 | 438,000 | 660,000 | 847,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,190,000 | 5,437,000 | 5,675,000 | 5,126,000 |
| Total capital | 5,487,000 | 5,777,000 | 6,045,000 | 5,547,000 |
| Risk-weighted assets | 44,553,000 | 45,468,000 | 36,547,000 | 37,918,000 |