Call reports 2006
COMMUNITY FIRST BANK OF THE HEARTLAND — 2006
What COMMUNITY FIRST BANK OF THE HEARTLAND reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 34,805,000 | 34,793,000 | 35,402,000 | 33,443,000 |
| Total loans | 14,977,000 | 14,821,000 | 14,068,000 | 13,987,000 |
| Allowance for loan losses | 171,000 | 172,000 | 173,000 | 175,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 15,226,000 | 15,226,000 | 15,226,000 | 14,676,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,599,000 | 26,504,000 | 27,018,000 | 25,017,000 |
| Interest-bearing deposits | 22,030,000 | 22,142,000 | 21,980,000 | 20,547,000 |
| Noninterest-bearing deposits | 4,569,000 | 4,362,000 | 5,038,000 | 4,470,000 |
| Equity capital | 7,664,000 | 7,732,000 | 7,831,000 | 7,887,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 382,000 | 778,000 | 1,186,000 | 1,592,000 |
| Interest expense | 96,000 | 198,000 | 300,000 | 407,000 |
| Net interest income | 286,000 | 580,000 | 886,000 | 1,185,000 |
| Noninterest income | 38,000 | 83,000 | 129,000 | 177,000 |
| Noninterest expense | 198,000 | 394,000 | 579,000 | 775,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 126,000 | 269,000 | 436,000 | 587,000 |
| Income tax | 41,000 | 82,000 | 115,000 | 176,000 |
| Net income | 85,000 | 187,000 | 321,000 | 411,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,664,000 | 7,732,000 | 7,831,000 | 7,887,000 |
| Total capital | 7,835,000 | 7,904,000 | 8,004,000 | 8,062,000 |
| Risk-weighted assets | 31,658,000 | 31,748,000 | 32,645,000 | 30,651,000 |