Call reports 2004
COMMUNITY FIRST BANK OF THE HEARTLAND — 2004
What COMMUNITY FIRST BANK OF THE HEARTLAND reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 38,350,000 | 38,244,000 | 38,919,000 | 40,281,000 |
| Total loans | 15,029,000 | 14,911,000 | 15,335,000 | 15,556,000 |
| Allowance for loan losses | 183,000 | 185,000 | 185,000 | 194,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 16,318,000 | 18,311,000 | 17,818,000 | 17,761,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,956,000 | 30,823,000 | 31,403,000 | 32,448,000 |
| Interest-bearing deposits | 25,645,000 | 25,855,000 | 26,506,000 | 27,212,000 |
| Noninterest-bearing deposits | 5,311,000 | 4,968,000 | 4,897,000 | 5,236,000 |
| Equity capital | 6,930,000 | 7,029,000 | 7,105,000 | 7,333,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 356,000 | 720,000 | 1,087,000 | 1,469,000 |
| Interest expense | 77,000 | 149,000 | 221,000 | 296,000 |
| Net interest income | 279,000 | 571,000 | 866,000 | 1,173,000 |
| Noninterest income | 34,000 | 84,000 | 112,000 | 389,000 |
| Noninterest expense | 174,000 | 343,000 | 510,000 | 691,000 |
| Provision for loan losses | 0 | 0 | 0 | 9,000 |
| Pretax income | 139,000 | 312,000 | 468,000 | 862,000 |
| Income tax | 39,000 | 79,000 | 125,000 | 256,000 |
| Net income | 100,000 | 233,000 | 343,000 | 606,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,930,000 | 7,029,000 | 7,105,000 | 7,333,000 |
| Total capital | 7,113,000 | 7,214,000 | 7,290,000 | 7,527,000 |
| Risk-weighted assets | 35,154,000 | 35,013,000 | 35,658,000 | 37,165,000 |