Call reports 2003
COMMUNITY FIRST BANK OF THE HEARTLAND — 2003
What COMMUNITY FIRST BANK OF THE HEARTLAND reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 38,847,000 | 39,365,000 | 38,455,000 | 38,604,000 |
| Total loans | 15,407,000 | 15,588,000 | 15,517,000 | 15,262,000 |
| Allowance for loan losses | 179,000 | 180,000 | 183,000 | 183,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 13,869,000 | 18,019,000 | 17,765,000 | 18,215,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,741,000 | 32,240,000 | 31,239,000 | 31,303,000 |
| Interest-bearing deposits | 27,483,000 | 28,019,000 | 26,532,000 | 26,434,000 |
| Noninterest-bearing deposits | 4,258,000 | 4,221,000 | 4,707,000 | 4,869,000 |
| Equity capital | 6,648,000 | 6,726,000 | 6,793,000 | 6,864,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 423,000 | 836,000 | 1,237,000 | 1,623,000 |
| Interest expense | 123,000 | 238,000 | 336,000 | 426,000 |
| Net interest income | 300,000 | 598,000 | 901,000 | 1,197,000 |
| Noninterest income | 27,000 | 54,000 | 77,000 | 102,000 |
| Noninterest expense | 154,000 | 317,000 | 496,000 | 682,000 |
| Provision for loan losses | 0 | 1,000 | 4,000 | 4,000 |
| Pretax income | 173,000 | 334,000 | 478,000 | 613,000 |
| Income tax | 49,000 | 98,000 | 141,000 | 170,000 |
| Net income | 124,000 | 236,000 | 337,000 | 443,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,648,000 | 6,726,000 | 6,793,000 | 6,864,000 |
| Total capital | 6,827,000 | 6,906,000 | 6,976,000 | 7,047,000 |
| Risk-weighted assets | 35,753,000 | 36,154,000 | 35,296,000 | 35,525,000 |