Call reports 2002
COMMUNITY FIRST BANK OF THE HEARTLAND — 2002
What COMMUNITY FIRST BANK OF THE HEARTLAND reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 35,940,000 | 35,245,000 | 36,126,000 | 37,544,000 |
| Total loans | 12,386,000 | 14,434,000 | 15,321,000 | 15,302,000 |
| Allowance for loan losses | 166,000 | 166,000 | 178,000 | 178,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 14,710,000 | 13,961,000 | 12,729,000 | 15,519,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,183,000 | 28,449,000 | 29,248,000 | 30,569,000 |
| Interest-bearing deposits | 25,694,000 | 25,144,000 | 25,593,000 | 26,623,000 |
| Noninterest-bearing deposits | 3,489,000 | 3,305,000 | 3,655,000 | 3,946,000 |
| Equity capital | 6,291,000 | 6,386,000 | 6,456,000 | 6,558,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 467,000 | 930,000 | 1,382,000 | 1,825,000 |
| Interest expense | 161,000 | 307,000 | 443,000 | 572,000 |
| Net interest income | 306,000 | 623,000 | 939,000 | 1,253,000 |
| Noninterest income | 19,000 | 45,000 | 62,000 | 94,000 |
| Noninterest expense | 154,000 | 309,000 | 468,000 | 627,000 |
| Provision for loan losses | 0 | 0 | 12,000 | 12,000 |
| Pretax income | 171,000 | 359,000 | 521,000 | 708,000 |
| Income tax | 51,000 | 110,000 | 168,000 | 218,000 |
| Net income | 120,000 | 249,000 | 353,000 | 490,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,291,000 | 6,386,000 | 6,456,000 | 6,558,000 |
| Total capital | 6,457,000 | 6,552,000 | 6,634,000 | 6,736,000 |
| Risk-weighted assets | 33,088,000 | 32,208,000 | 32,935,000 | 34,412,000 |