Call reports 2025
UNITED SECURITY BANK — 2025
What UNITED SECURITY BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 1,192,110,000 | 1,214,084,000 | 1,235,397,000 | 1,247,246,000 |
| Total loans | 920,653,000 | 947,329,000 | 958,348,000 | 915,427,000 |
| Allowance for loan losses | 15,356,000 | 15,965,000 | 16,235,000 | 14,838,000 |
| Securities available for sale | 157,155,000 | 147,041,000 | 140,917,000 | 139,822,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,029,026,000 | 1,061,220,000 | 1,081,449,000 | 1,092,008,000 |
| Interest-bearing deposits | 667,078,000 | 683,642,000 | 691,533,000 | 666,883,000 |
| Noninterest-bearing deposits | 361,948,000 | 377,578,000 | 389,916,000 | 425,125,000 |
| Equity capital | 142,247,000 | 140,837,000 | 141,121,000 | 142,754,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 15,290,000 | 30,302,000 | 45,940,000 | 60,842,000 |
| Interest expense | 2,812,000 | 5,776,000 | 8,849,000 | 11,469,000 |
| Net interest income | 12,478,000 | 24,526,000 | 37,091,000 | 49,373,000 |
| Noninterest income | 971,000 | 1,956,000 | 3,231,000 | 4,231,000 |
| Noninterest expense | 7,355,000 | 14,899,000 | 22,184,000 | 30,076,000 |
| Provision for loan losses | 2,073,000 | 3,915,000 | 4,822,000 | 4,896,000 |
| Pretax income | 3,842,000 | 7,499,000 | 13,148,000 | 18,077,000 |
| Income tax | 1,097,000 | 2,139,000 | 3,769,000 | 4,911,000 |
| Net income | 2,745,000 | 5,360,000 | 9,379,000 | 13,166,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 153,005,000 | 150,483,000 | 149,296,000 | 149,931,000 |