Call reports 2022
UNITED SECURITY BANK — 2022
What UNITED SECURITY BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 1,349,504,000 | 1,338,125,000 | 1,368,736,000 | 1,300,337,000 |
| Total loans | 879,379,000 | 949,988,000 | 962,167,000 | 980,180,000 |
| Allowance for loan losses | 9,276,000 | 9,907,000 | 10,063,000 | 10,182,000 |
| Securities available for sale | 179,964,000 | 212,338,000 | 208,560,000 | 207,546,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,217,071,000 | 1,210,961,000 | 1,244,327,000 | 1,169,025,000 |
| Interest-bearing deposits | 749,289,000 | 735,181,000 | 723,588,000 | 683,855,000 |
| Noninterest-bearing deposits | 467,782,000 | 475,780,000 | 520,739,000 | 485,170,000 |
| Equity capital | 122,199,000 | 118,350,000 | 115,313,000 | 121,158,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 9,986,000 | 20,980,000 | 34,503,000 | 49,257,000 |
| Interest expense | 507,000 | 1,023,000 | 1,701,000 | 2,818,000 |
| Net interest income | 9,479,000 | 19,957,000 | 32,802,000 | 46,439,000 |
| Noninterest income | 916,000 | 2,420,000 | 3,507,000 | 4,548,000 |
| Noninterest expense | 5,652,000 | 11,058,000 | 17,129,000 | 23,369,000 |
| Provision for loan losses | 5,000 | 611,000 | 1,217,000 | 1,802,000 |
| Pretax income | 4,556,000 | 10,429,000 | 17,535,000 | 25,417,000 |
| Income tax | 1,306,000 | 3,009,000 | 5,083,000 | 7,366,000 |
| Net income | 3,250,000 | 7,420,000 | 12,452,000 | 18,051,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 126,791,000 | 129,087,000 | 132,232,000 | 135,929,000 |