Call reports 2020
UNITED SECURITY BANK — 2020
What UNITED SECURITY BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 977,041,000 | 1,031,618,000 | 1,133,063,000 | 1,091,479,000 |
| Total loans | 623,687,000 | 648,650,000 | 660,446,000 | 654,347,000 |
| Allowance for loan losses | 9,120,000 | 8,862,000 | 8,708,000 | 8,522,000 |
| Securities available for sale | 93,696,000 | 92,876,000 | 87,917,000 | 82,341,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 843,220,000 | 895,957,000 | 997,702,000 | 955,653,000 |
| Interest-bearing deposits | 516,270,000 | 531,102,000 | 564,755,000 | 560,754,000 |
| Noninterest-bearing deposits | 326,950,000 | 364,855,000 | 432,947,000 | 394,899,000 |
| Equity capital | 124,537,000 | 125,355,000 | 126,204,000 | 126,459,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 9,364,000 | 17,499,000 | 25,496,000 | 34,020,000 |
| Interest expense | 664,000 | 1,112,000 | 1,562,000 | 2,016,000 |
| Net interest income | 8,700,000 | 16,387,000 | 23,934,000 | 32,004,000 |
| Noninterest income | 822,000 | 1,918,000 | 2,026,000 | 3,569,000 |
| Noninterest expense | 5,267,000 | 10,648,000 | 14,992,000 | 20,856,000 |
| Provision for loan losses | 1,707,000 | 2,134,000 | 2,138,000 | 2,769,000 |
| Pretax income | 2,562,000 | 5,608,000 | 8,919,000 | 12,023,000 |
| Income tax | 724,000 | 1,591,000 | 2,528,000 | 3,336,000 |
| Net income | 1,838,000 | 4,017,000 | 6,391,000 | 8,687,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 120,972,000 | 121,166,000 | 121,705,000 | 122,112,000 |
| Total capital | 130,449,000 | 130,675,000 | — | — |
| Risk-weighted assets | 757,985,000 | 771,173,000 | — | — |