Call reports 2019
UNITED SECURITY BANK — 2019
What UNITED SECURITY BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 964,480,000 | 1,005,239,000 | 956,213,000 | 955,828,000 |
| Total loans | 579,617,000 | 572,812,000 | 569,501,000 | 596,555,000 |
| Allowance for loan losses | 8,417,000 | 8,452,000 | 8,230,000 | 7,908,000 |
| Securities available for sale | 62,888,000 | 59,863,000 | 77,864,000 | 76,312,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 833,798,000 | 873,584,000 | 822,904,000 | 821,271,000 |
| Interest-bearing deposits | 531,101,000 | 566,743,000 | 487,067,000 | 506,412,000 |
| Noninterest-bearing deposits | 302,697,000 | 306,841,000 | 335,837,000 | 314,859,000 |
| Equity capital | 119,954,000 | 121,776,000 | 123,540,000 | 124,663,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 10,440,000 | 20,779,000 | 31,225,000 | 40,811,000 |
| Interest expense | 833,000 | 1,723,000 | 2,779,000 | 3,432,000 |
| Net interest income | 9,607,000 | 19,056,000 | 28,446,000 | 37,379,000 |
| Noninterest income | 1,021,000 | 2,052,000 | 3,139,000 | 4,032,000 |
| Noninterest expense | 5,290,000 | 10,345,000 | 15,458,000 | 20,696,000 |
| Provision for loan losses | 6,000 | 10,000 | 15,000 | 20,000 |
| Pretax income | 5,389,000 | 10,863,000 | 16,240,000 | 20,812,000 |
| Income tax | 1,552,000 | 3,135,000 | 4,686,000 | 5,962,000 |
| Net income | 3,837,000 | 7,728,000 | 11,554,000 | 14,850,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 116,084,000 | 117,705,000 | 119,630,000 | 121,025,000 |
| Total capital | 124,875,000 | 126,471,000 | 128,452,000 | 129,485,000 |
| Risk-weighted assets | 703,124,000 | 701,069,000 | 706,743,000 | 728,433,000 |