Call reports 2018
UNITED SECURITY BANK — 2018
What UNITED SECURITY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 855,352,000 | 877,443,000 | 902,904,000 | 932,048,000 |
| Total loans | 596,851,000 | 574,352,000 | 577,600,000 | 587,815,000 |
| Allowance for loan losses | 9,116,000 | 8,425,000 | 8,798,000 | 8,395,000 |
| Securities available for sale | 39,329,000 | 56,724,000 | 62,104,000 | 66,426,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 736,544,000 | 759,069,000 | 781,190,000 | 808,019,000 |
| Interest-bearing deposits | 415,178,000 | 475,277,000 | 463,670,000 | 512,923,000 |
| Noninterest-bearing deposits | 321,366,000 | 283,792,000 | 317,520,000 | 295,096,000 |
| Equity capital | 111,567,000 | 113,642,000 | 115,672,000 | 117,831,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 8,827,000 | 17,291,000 | 26,865,000 | 36,717,000 |
| Interest expense | 382,000 | 935,000 | 1,515,000 | 2,275,000 |
| Net interest income | 8,445,000 | 16,356,000 | 25,350,000 | 34,442,000 |
| Noninterest income | 1,308,000 | 2,519,000 | 3,532,000 | 4,519,000 |
| Noninterest expense | 4,789,000 | 9,847,000 | 14,817,000 | 20,092,000 |
| Provision for loan losses | -189,000 | -1,325,000 | -1,699,000 | -1,764,000 |
| Pretax income | 5,093,000 | 10,275,000 | 15,650,000 | 20,555,000 |
| Income tax | 1,474,000 | 2,970,000 | 4,522,000 | 5,688,000 |
| Net income | 3,619,000 | 7,305,000 | 11,128,000 | 14,867,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 107,774,000 | 109,961,000 | 112,141,000 | 114,173,000 |
| Total capital | 115,892,000 | 118,022,000 | 120,509,000 | 122,850,000 |
| Risk-weighted assets | 648,141,000 | 644,171,000 | 668,603,000 | 693,989,000 |