Call reports 2017
UNITED SECURITY BANK — 2017
What UNITED SECURITY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 785,336,000 | 780,826,000 | 842,729,000 | 805,218,000 |
| Total loans | 547,748,000 | 568,163,000 | 583,601,000 | 602,391,000 |
| Allowance for loan losses | 8,948,000 | 9,007,000 | 9,158,000 | 9,267,000 |
| Securities available for sale | 55,351,000 | 53,461,000 | 48,356,000 | 45,722,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 670,770,000 | 666,677,000 | 726,951,000 | 689,433,000 |
| Interest-bearing deposits | 390,873,000 | 379,308,000 | 409,421,000 | 380,394,000 |
| Noninterest-bearing deposits | 279,897,000 | 287,369,000 | 317,530,000 | 309,039,000 |
| Equity capital | 106,548,000 | 108,671,000 | 109,428,000 | 109,471,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 7,654,000 | 15,787,000 | 24,408,000 | 33,030,000 |
| Interest expense | 335,000 | 700,000 | 1,054,000 | 1,426,000 |
| Net interest income | 7,319,000 | 15,087,000 | 23,354,000 | 31,604,000 |
| Noninterest income | 1,152,000 | 2,682,000 | 3,831,000 | 4,977,000 |
| Noninterest expense | 5,062,000 | 9,799,000 | 14,391,000 | 19,425,000 |
| Provision for loan losses | 21,000 | -31,000 | -24,000 | 24,000 |
| Pretax income | 3,388,000 | 8,001,000 | 12,818,000 | 17,132,000 |
| Income tax | 1,345,000 | 3,213,000 | 5,150,000 | 8,028,000 |
| Net income | 2,043,000 | 4,788,000 | 7,668,000 | 9,104,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 102,453,000 | 104,338,000 | 105,091,000 | 105,431,000 |
| Total capital | 110,002,000 | 112,419,000 | 113,026,000 | 113,653,000 |
| Risk-weighted assets | 602,258,000 | 645,184,000 | 633,228,000 | 656,389,000 |