Call reports 2016
UNITED SECURITY BANK — 2016
What UNITED SECURITY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 742,782,000 | 745,818,000 | 783,168,000 | 788,833,000 |
| Total loans | 518,289,000 | 558,668,000 | 560,650,000 | 570,834,000 |
| Allowance for loan losses | 9,718,000 | 8,909,000 | 8,918,000 | 8,902,000 |
| Securities available for sale | 44,394,000 | 42,635,000 | 60,388,000 | 57,491,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 637,602,000 | 637,197,000 | 671,614,000 | 676,864,000 |
| Interest-bearing deposits | 375,500,000 | 364,892,000 | 387,824,000 | 413,932,000 |
| Noninterest-bearing deposits | 262,102,000 | 272,305,000 | 283,790,000 | 262,932,000 |
| Equity capital | 98,970,000 | 101,043,000 | 103,194,000 | 104,554,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 6,970,000 | 13,995,000 | 21,767,000 | 29,576,000 |
| Interest expense | 277,000 | 549,000 | 838,000 | 1,166,000 |
| Net interest income | 6,693,000 | 13,446,000 | 20,929,000 | 28,410,000 |
| Noninterest income | 1,118,000 | 2,383,000 | 3,508,000 | 4,698,000 |
| Noninterest expense | 5,181,000 | 9,906,000 | 14,654,000 | 19,876,000 |
| Provision for loan losses | -22,000 | -10,000 | -7,000 | -21,000 |
| Pretax income | 2,652,000 | 5,933,000 | 9,790,000 | 13,253,000 |
| Income tax | 1,006,000 | 2,271,000 | 3,774,000 | 5,280,000 |
| Net income | 1,646,000 | 3,662,000 | 6,016,000 | 7,973,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 94,554,000 | 96,492,000 | 98,735,000 | 100,500,000 |
| Total capital | 102,184,000 | 104,224,000 | 106,441,000 | 108,403,000 |
| Risk-weighted assets | 608,025,000 | 617,134,000 | 614,991,000 | 630,981,000 |