Call reports 2013
UNITED SECURITY BANK — 2013
What UNITED SECURITY BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 637,077,000 | 636,085,000 | 662,375,000 | 636,216,000 |
| Total loans | 398,321,000 | 405,035,000 | 383,961,000 | 395,013,000 |
| Allowance for loan losses | 11,404,000 | 11,157,000 | 10,552,000 | 10,988,000 |
| Securities available for sale | 27,889,000 | 25,527,000 | 32,577,000 | 43,616,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 550,109,000 | 547,360,000 | 571,684,000 | 542,652,000 |
| Interest-bearing deposits | 337,858,000 | 327,408,000 | 335,364,000 | 328,172,000 |
| Noninterest-bearing deposits | 212,252,000 | 219,952,000 | 236,320,000 | 214,481,000 |
| Equity capital | 81,372,000 | 82,740,000 | 84,488,000 | 87,776,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 5,773,000 | 11,535,000 | 17,317,000 | 23,104,000 |
| Interest expense | 412,000 | 741,000 | 1,041,000 | 1,329,000 |
| Net interest income | 5,361,000 | 10,794,000 | 16,276,000 | 21,775,000 |
| Noninterest income | 1,854,000 | 3,881,000 | 4,928,000 | 5,407,000 |
| Noninterest expense | 4,866,000 | 9,797,000 | 14,514,000 | 19,689,000 |
| Provision for loan losses | -9,000 | 30,000 | -1,120,000 | -1,098,000 |
| Pretax income | 2,358,000 | 4,848,000 | 7,810,000 | 8,591,000 |
| Income tax | 905,000 | 1,860,000 | 3,014,000 | 606,000 |
| Net income | 1,453,000 | 2,988,000 | 4,796,000 | 7,985,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 68,226,000 | 69,454,000 | 71,200,000 | 72,846,000 |
| Total capital | 74,030,000 | 75,245,000 | 76,834,000 | 78,550,000 |
| Risk-weighted assets | 458,561,000 | 457,733,000 | 445,581,000 | 450,819,000 |