Call reports 2012
UNITED SECURITY BANK — 2012
What UNITED SECURITY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 624,857,000 | 606,725,000 | 634,740,000 | 649,733,000 |
| Total loans | 397,061,000 | 394,563,000 | 375,690,000 | 400,033,000 |
| Allowance for loan losses | 13,050,000 | 11,610,000 | 11,160,000 | 11,784,000 |
| Securities available for sale | 37,331,000 | 35,551,000 | 42,157,000 | 31,842,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 545,609,000 | 525,161,000 | 551,188,000 | 563,685,000 |
| Interest-bearing deposits | 326,071,000 | 327,950,000 | 338,357,000 | 346,273,000 |
| Noninterest-bearing deposits | 219,538,000 | 197,211,000 | 212,831,000 | 217,412,000 |
| Equity capital | 74,056,000 | 76,217,000 | 78,239,000 | 79,969,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 6,623,000 | 13,095,000 | 19,225,000 | 25,149,000 |
| Interest expense | 477,000 | 916,000 | 1,354,000 | 1,790,000 |
| Net interest income | 6,146,000 | 12,179,000 | 17,871,000 | 23,359,000 |
| Noninterest income | 1,246,000 | 4,463,000 | 5,663,000 | 6,227,000 |
| Noninterest expense | 5,306,000 | 9,953,000 | 14,294,000 | 19,244,000 |
| Provision for loan losses | 2,000 | 1,006,000 | 1,010,000 | 1,019,000 |
| Pretax income | 2,062,000 | 5,511,000 | 7,935,000 | 8,844,000 |
| Income tax | 748,000 | 2,065,000 | 2,958,000 | 2,042,000 |
| Net income | 1,314,000 | 3,446,000 | 4,977,000 | 6,802,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 59,101,000 | 61,377,000 | 64,797,000 | 67,131,000 |
| Total capital | 65,426,000 | 67,345,000 | 70,497,000 | 73,012,000 |
| Risk-weighted assets | 499,101,000 | 471,625,000 | 450,394,000 | 464,399,000 |