Call reports 2011
UNITED SECURITY BANK — 2011
What UNITED SECURITY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 672,271,000 | 656,631,000 | 670,444,000 | 652,562,000 |
| Total loans | 432,265,000 | 422,556,000 | 416,942,000 | 408,145,000 |
| Allowance for loan losses | 16,745,000 | 12,998,000 | 13,936,000 | 13,648,000 |
| Securities available for sale | 51,625,000 | 49,342,000 | 47,063,000 | 38,459,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 555,782,000 | 547,725,000 | 562,475,000 | 574,539,000 |
| Interest-bearing deposits | 390,689,000 | 369,914,000 | 360,940,000 | 349,520,000 |
| Noninterest-bearing deposits | 165,094,000 | 177,811,000 | 201,535,000 | 225,019,000 |
| Equity capital | 85,674,000 | 78,620,000 | 76,341,000 | 72,384,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 7,103,000 | 14,162,000 | 21,045,000 | 27,940,000 |
| Interest expense | 791,000 | 1,481,000 | 2,119,000 | 2,716,000 |
| Net interest income | 6,312,000 | 12,681,000 | 18,926,000 | 25,224,000 |
| Noninterest income | 692,000 | 731,000 | 1,493,000 | 750,000 |
| Noninterest expense | 5,251,000 | 12,904,000 | 19,698,000 | 25,473,000 |
| Provision for loan losses | 890,000 | 10,051,000 | 12,497,000 | 13,602,000 |
| Pretax income | 863,000 | -9,543,000 | -12,072,000 | -14,001,000 |
| Income tax | 238,000 | -3,531,000 | -3,750,000 | -1,583,000 |
| Net income | 625,000 | -6,012,000 | -8,322,000 | -12,418,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 75,609,000 | 63,175,000 | 63,986,000 | 57,477,000 |
| Total capital | 82,275,000 | 69,749,000 | 70,314,000 | 63,716,000 |
| Risk-weighted assets | 523,078,000 | 519,464,000 | 515,529,000 | 493,457,000 |