Call reports 2009
UNITED SECURITY BANK — 2009
What UNITED SECURITY BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 731,195,000 | 739,354,000 | 722,866,000 | 694,022,000 |
| Total loans | 541,915,000 | 548,108,000 | 533,252,000 | 507,708,000 |
| Allowance for loan losses | 12,034,000 | 15,842,000 | 14,413,000 | 15,016,000 |
| Securities available for sale | 87,621,000 | 81,767,000 | 80,754,000 | 71,411,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 522,614,000 | 511,106,000 | 572,170,000 | 561,779,000 |
| Interest-bearing deposits | 379,308,000 | 383,992,000 | 440,802,000 | 421,936,000 |
| Noninterest-bearing deposits | 143,306,000 | 127,114,000 | 131,368,000 | 139,843,000 |
| Equity capital | 89,844,000 | 86,225,000 | 88,817,000 | 87,500,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 9,339,000 | 18,009,000 | 26,915,000 | 35,789,000 |
| Interest expense | 2,061,000 | 3,813,000 | 5,451,000 | 6,996,000 |
| Net interest income | 7,278,000 | 14,196,000 | 21,464,000 | 28,793,000 |
| Noninterest income | 914,000 | 1,779,000 | 1,890,000 | 3,346,000 |
| Noninterest expense | 5,151,000 | 13,466,000 | 19,447,000 | 25,043,000 |
| Provision for loan losses | 1,351,000 | 8,158,000 | 8,593,000 | 13,375,000 |
| Pretax income | 1,527,000 | -6,052,000 | -5,406,000 | -7,159,000 |
| Income tax | 454,000 | -1,545,000 | -1,447,000 | -2,336,000 |
| Net income | 1,073,000 | -4,507,000 | -3,959,000 | -4,823,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 79,507,000 | 79,387,000 | 80,122,000 | 79,649,000 |
| Total capital | 87,865,000 | 87,870,000 | 88,208,000 | 87,456,000 |
| Risk-weighted assets | 695,409,000 | 699,814,000 | 663,019,000 | 625,455,000 |