Call reports 2002
UNITED SECURITY BANK — 2002
What UNITED SECURITY BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 470,697,000 | 499,966,000 | 531,248,000 | 517,548,000 |
| Total loans | 339,581,000 | 353,371,000 | 363,370,000 | 348,598,000 |
| Allowance for loan losses | 5,024,000 | 5,235,000 | 5,523,000 | 5,556,000 |
| Securities available for sale | 74,738,000 | 81,934,000 | 116,242,000 | 104,567,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 383,308,000 | 410,853,000 | 439,755,000 | 425,498,000 |
| Interest-bearing deposits | 311,582,000 | 335,595,000 | 353,396,000 | 334,987,000 |
| Noninterest-bearing deposits | 71,726,000 | 75,259,000 | 86,359,000 | 90,511,000 |
| Equity capital | 48,778,000 | 51,048,000 | 53,118,000 | 53,441,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 6,874,000 | 14,099,000 | 21,550,000 | 28,844,000 |
| Interest expense | 2,476,000 | 4,950,000 | 7,525,000 | 10,616,000 |
| Net interest income | 4,398,000 | 9,149,000 | 14,025,000 | 18,228,000 |
| Noninterest income | 1,252,000 | 2,284,000 | 3,524,000 | 4,603,000 |
| Noninterest expense | 2,633,000 | 5,151,000 | 8,025,000 | 10,627,000 |
| Provision for loan losses | 620,000 | 865,000 | 1,189,000 | 1,963,000 |
| Pretax income | 2,397,000 | 5,395,000 | 8,311,000 | 10,726,000 |
| Income tax | 708,000 | 1,621,000 | 2,504,000 | 3,219,000 |
| Net income | 1,689,000 | 3,774,000 | 5,807,000 | 7,507,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,220,000 | 47,800,000 | 49,554,000 | 50,099,000 |
| Total capital | 51,244,000 | 53,044,000 | 55,188,000 | 55,595,000 |
| Risk-weighted assets | 407,547,000 | 425,691,000 | 457,230,000 | 439,478,000 |