Call reports 2026
COMMERCIAL BANK — 2026
What COMMERCIAL BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 57,422,000 | 56,468,000 |
| Total loans | 37,184,000 | 39,077,000 |
| Allowance for loan losses | 519,000 | 517,000 |
| Securities available for sale | 7,967,000 | 7,858,000 |
| Securities held to maturity | 7,412,000 | 7,715,000 |
| Trading assets | 0 | 0 |
| Total deposits | 49,660,000 | 46,993,000 |
| Interest-bearing deposits | 40,942,000 | 39,413,000 |
| Noninterest-bearing deposits | 8,718,000 | 7,580,000 |
| Equity capital | 7,677,000 | 7,836,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 867,000 | 1,700,000 |
| Interest expense | 249,000 | 470,000 |
| Net interest income | 618,000 | 1,230,000 |
| Noninterest income | 15,000 | 28,000 |
| Noninterest expense | 432,000 | 846,000 |
| Provision for loan losses | 48,000 | 96,000 |
| Pretax income | 153,000 | 316,000 |
| Income tax | 0 | 12,000 |
| Net income | 153,000 | 304,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 8,635,000 | 8,786,000 |
| Total capital | 9,154,000 | 9,303,000 |
| Risk-weighted assets | 47,055,000 | 46,224,000 |