Call reports 2024
COMMERCIAL BANK — 2024
What COMMERCIAL BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 60,862,000 | 62,128,000 | 62,789,000 | 61,082,000 |
| Total loans | 37,708,000 | 38,886,000 | 40,404,000 | 39,581,000 |
| Allowance for loan losses | 581,000 | 579,000 | 585,000 | 591,000 |
| Securities available for sale | 12,298,000 | 11,897,000 | 12,129,000 | 8,252,000 |
| Securities held to maturity | 8,408,000 | 8,410,000 | 8,265,000 | 8,228,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,863,000 | 54,786,000 | 49,961,000 | 53,759,000 |
| Interest-bearing deposits | 43,133,000 | 45,032,000 | 41,494,000 | 43,305,000 |
| Noninterest-bearing deposits | 10,730,000 | 9,754,000 | 8,467,000 | 10,454,000 |
| Equity capital | 6,781,000 | 7,012,000 | 7,278,000 | 7,119,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 889,000 | 1,790,000 | 2,684,000 | 3,572,000 |
| Interest expense | 226,000 | 526,000 | 859,000 | 1,165,000 |
| Net interest income | 663,000 | 1,264,000 | 1,825,000 | 2,407,000 |
| Noninterest income | 24,000 | 45,000 | 65,000 | 88,000 |
| Noninterest expense | 440,000 | 880,000 | 1,303,000 | 1,771,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 24,000 |
| Pretax income | 241,000 | 417,000 | 569,000 | 696,000 |
| Income tax | 45,000 | 60,000 | 78,000 | 90,000 |
| Net income | 196,000 | 357,000 | 491,000 | 606,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,288,000 | 8,449,000 | 8,357,000 | 8,472,000 |
| Total capital | 8,869,000 | 9,028,000 | 8,942,000 | 9,063,000 |
| Risk-weighted assets | 47,918,000 | 49,358,000 | 49,642,000 | 50,756,000 |