Call reports 2022
COMMERCIAL BANK — 2022
What COMMERCIAL BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 65,815,000 | 64,158,000 | 62,555,000 | 65,494,000 |
| Total loans | 35,243,000 | 34,927,000 | 35,004,000 | 39,179,000 |
| Allowance for loan losses | 600,000 | 650,000 | 725,000 | 685,000 |
| Securities available for sale | 11,825,000 | 15,766,000 | 13,882,000 | 12,712,000 |
| Securities held to maturity | 9,496,000 | 9,059,000 | 9,001,000 | 8,936,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,043,000 | 57,320,000 | 56,000,000 | 57,579,000 |
| Interest-bearing deposits | 46,643,000 | 47,817,000 | 46,752,000 | 46,266,000 |
| Noninterest-bearing deposits | 10,400,000 | 9,503,000 | 9,248,000 | 11,312,000 |
| Equity capital | 6,996,000 | 6,687,000 | 6,243,000 | 6,477,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 623,000 | 1,276,000 | 1,956,000 | 2,699,000 |
| Interest expense | 39,000 | 87,000 | 158,000 | 262,000 |
| Net interest income | 584,000 | 1,189,000 | 1,798,000 | 2,437,000 |
| Noninterest income | 20,000 | 37,000 | 58,000 | 76,000 |
| Noninterest expense | 393,000 | 760,000 | 1,148,000 | 1,494,000 |
| Provision for loan losses | 0 | 50,000 | 125,000 | 200,000 |
| Pretax income | 211,000 | 416,000 | 583,000 | 819,000 |
| Income tax | 25,000 | 50,000 | 68,000 | 100,000 |
| Net income | 186,000 | 366,000 | 515,000 | 719,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,641,000 | 7,821,000 | 7,720,000 | 7,924,000 |
| Total capital | 8,241,000 | 8,391,000 | 8,307,000 | 8,547,000 |
| Risk-weighted assets | 52,798,000 | 45,557,000 | 46,792,000 | 49,776,000 |