Call reports 2021
COMMERCIAL BANK — 2021
What COMMERCIAL BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 60,317,000 | 58,223,000 | 59,664,000 | 58,979,000 |
| Total loans | 35,056,000 | 36,052,000 | 37,104,000 | 37,182,000 |
| Allowance for loan losses | 724,000 | 730,000 | 736,000 | 600,000 |
| Securities available for sale | 12,198,000 | 11,853,000 | 11,279,000 | 10,717,000 |
| Securities held to maturity | 8,096,000 | 8,941,000 | 9,196,000 | 9,221,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,457,000 | 48,889,000 | 50,255,000 | 49,530,000 |
| Interest-bearing deposits | 43,124,000 | 40,353,000 | 42,170,000 | 41,398,000 |
| Noninterest-bearing deposits | 8,333,000 | 8,536,000 | 8,085,000 | 8,132,000 |
| Equity capital | 6,932,000 | 7,271,000 | 7,336,000 | 7,621,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 664,000 | 1,359,000 | 2,076,000 | 2,771,000 |
| Interest expense | 45,000 | 88,000 | 128,000 | 165,000 |
| Net interest income | 619,000 | 1,271,000 | 1,948,000 | 2,606,000 |
| Noninterest income | 21,000 | 39,000 | 57,000 | 75,000 |
| Noninterest expense | 377,000 | 761,000 | 1,160,000 | 1,595,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | -118,000 |
| Pretax income | 257,000 | 538,000 | 830,000 | 1,207,000 |
| Income tax | 39,000 | 79,000 | 121,000 | 156,000 |
| Net income | 218,000 | 459,000 | 709,000 | 1,051,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,122,000 | 7,363,000 | 7,413,000 | 7,755,000 |
| Total capital | 7,684,000 | 7,915,000 | 7,984,000 | 8,330,000 |
| Risk-weighted assets | 44,764,000 | 44,024,000 | 45,486,000 | 45,979,000 |