Call reports 2020
COMMERCIAL BANK — 2020
What COMMERCIAL BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 51,505,000 | 54,246,000 | 55,689,000 | 55,315,000 |
| Total loans | 32,667,000 | 35,303,000 | 35,790,000 | 37,215,000 |
| Allowance for loan losses | 673,000 | 697,000 | 712,000 | 718,000 |
| Securities available for sale | 8,271,000 | 11,991,000 | 9,623,000 | 10,289,000 |
| Securities held to maturity | 5,800,000 | 5,433,000 | 6,692,000 | 6,407,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,640,000 | 45,661,000 | 46,955,000 | 46,159,000 |
| Interest-bearing deposits | 36,919,000 | 38,611,000 | 39,440,000 | 37,865,000 |
| Noninterest-bearing deposits | 6,720,000 | 7,050,000 | 7,515,000 | 8,294,000 |
| Equity capital | 6,199,000 | 6,584,000 | 6,683,000 | 6,990,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 646,000 | 1,279,000 | 1,904,000 | 2,532,000 |
| Interest expense | 105,000 | 179,000 | 237,000 | 287,000 |
| Net interest income | 541,000 | 1,100,000 | 1,667,000 | 2,245,000 |
| Noninterest income | 23,000 | 41,000 | 61,000 | 79,000 |
| Noninterest expense | 352,000 | 711,000 | 1,096,000 | 1,468,000 |
| Provision for loan losses | 24,000 | 48,000 | 63,000 | 69,000 |
| Pretax income | 217,000 | 453,000 | 656,000 | 876,000 |
| Income tax | 36,000 | 72,000 | 103,000 | 134,000 |
| Net income | 181,000 | 381,000 | 553,000 | 742,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,743,000 | 6,943,000 | 6,915,000 | 6,876,000 |
| Total capital | 7,313,000 | 7,462,000 | 7,455,000 | 7,417,000 |
| Risk-weighted assets | 45,566,000 | 41,330,000 | 43,034,000 | 43,099,000 |