Call reports 2018
COMMERCIAL BANK — 2018
What COMMERCIAL BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 47,624,000 | 50,951,000 | 49,174,000 | 51,530,000 |
| Total loans | 30,702,000 | 33,542,000 | 32,703,000 | 34,659,000 |
| Allowance for loan losses | 522,000 | 540,000 | 562,000 | 577,000 |
| Securities available for sale | 8,196,000 | 9,140,000 | 8,023,000 | 7,985,000 |
| Securities held to maturity | 6,784,000 | 6,691,000 | 6,685,000 | 6,679,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,401,000 | 40,301,000 | 37,881,000 | 39,860,000 |
| Interest-bearing deposits | 30,786,000 | 33,821,000 | 32,309,000 | 32,041,000 |
| Noninterest-bearing deposits | 7,615,000 | 6,480,000 | 5,572,000 | 7,819,000 |
| Equity capital | 5,687,000 | 5,843,000 | 5,835,000 | 6,000,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 545,000 | 1,151,000 | 1,777,000 | 2,410,000 |
| Interest expense | 46,000 | 120,000 | 218,000 | 343,000 |
| Net interest income | 499,000 | 1,031,000 | 1,559,000 | 2,067,000 |
| Noninterest income | 24,000 | 60,000 | 85,000 | 113,000 |
| Noninterest expense | 297,000 | 611,000 | 934,000 | 1,256,000 |
| Provision for loan losses | 13,000 | 31,000 | 53,000 | 68,000 |
| Pretax income | 240,000 | 476,000 | 685,000 | 884,000 |
| Income tax | 42,000 | 82,000 | 116,000 | 148,000 |
| Net income | 198,000 | 394,000 | 569,000 | 736,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,872,000 | 6,059,000 | 6,072,000 | 6,248,000 |
| Total capital | 6,366,000 | 6,599,000 | 6,593,000 | 6,792,000 |
| Risk-weighted assets | 39,479,000 | 43,313,000 | 41,618,000 | 43,456,000 |