Call reports 2017
COMMERCIAL BANK — 2017
What COMMERCIAL BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 44,088,000 | 43,181,000 | 49,012,000 | 49,673,000 |
| Total loans | 23,831,000 | 24,426,000 | 29,074,000 | 29,853,000 |
| Allowance for loan losses | 487,000 | 499,000 | 507,000 | 509,000 |
| Securities available for sale | 10,259,000 | 10,631,000 | 10,569,000 | 10,320,000 |
| Securities held to maturity | 6,591,000 | 6,786,000 | 7,611,000 | 6,691,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,191,000 | 37,026,000 | 40,432,000 | 37,925,000 |
| Interest-bearing deposits | 32,201,000 | 31,172,000 | 34,211,000 | 30,122,000 |
| Noninterest-bearing deposits | 5,990,000 | 5,854,000 | 6,221,000 | 7,803,000 |
| Equity capital | 5,589,000 | 5,757,000 | 5,685,000 | 5,769,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 481,000 | 963,000 | 1,488,000 | 2,061,000 |
| Interest expense | 34,000 | 62,000 | 102,000 | 156,000 |
| Net interest income | 447,000 | 901,000 | 1,386,000 | 1,905,000 |
| Noninterest income | 22,000 | 37,000 | 57,000 | 78,000 |
| Noninterest expense | 286,000 | 609,000 | 976,000 | 1,447,000 |
| Provision for loan losses | 10,000 | 22,000 | 30,000 | 30,000 |
| Pretax income | 173,000 | 307,000 | 465,000 | 544,000 |
| Income tax | 48,000 | 84,000 | 123,000 | 41,000 |
| Net income | 125,000 | 223,000 | 342,000 | 503,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,626,000 | 5,725,000 | 5,690,000 | 5,839,000 |
| Total capital | 6,070,000 | 6,161,000 | 6,188,000 | 6,348,000 |
| Risk-weighted assets | 35,472,000 | 34,848,000 | 39,904,000 | 40,861,000 |