Call reports 2013
COMMERCIAL BANK — 2013
What COMMERCIAL BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 36,599,000 | 38,032,000 | 37,565,000 | 39,317,000 |
| Total loans | 11,765,000 | 15,438,000 | 16,728,000 | 18,965,000 |
| Allowance for loan losses | 356,000 | 353,000 | 351,000 | 353,000 |
| Securities available for sale | 9,662,000 | 8,377,000 | 8,653,000 | 8,195,000 |
| Securities held to maturity | 9,998,000 | 9,285,000 | 8,989,000 | 8,852,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,129,000 | 31,434,000 | 30,839,000 | 30,170,000 |
| Interest-bearing deposits | 24,104,000 | 24,327,000 | 24,197,000 | 23,762,000 |
| Noninterest-bearing deposits | 7,025,000 | 7,106,000 | 6,642,000 | 6,408,000 |
| Equity capital | 5,227,000 | 5,199,000 | 5,283,000 | 5,087,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 290,000 | 613,000 | 977,000 | 1,350,000 |
| Interest expense | 16,000 | 33,000 | 50,000 | 68,000 |
| Net interest income | 274,000 | 580,000 | 927,000 | 1,282,000 |
| Noninterest income | 16,000 | 31,000 | 43,000 | 57,000 |
| Noninterest expense | 239,000 | 471,000 | 714,000 | 971,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 51,000 | 140,000 | 256,000 | 368,000 |
| Income tax | -13,000 | 4,000 | 31,000 | 57,000 |
| Net income | 64,000 | 136,000 | 225,000 | 311,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,195,000 | 5,239,000 | 5,320,000 | 5,122,000 |
| Total capital | 5,551,000 | 5,592,000 | 5,671,000 | 5,475,000 |
| Risk-weighted assets | 29,605,000 | 31,636,000 | 31,546,000 | 33,268,000 |