Call reports 2012
COMMERCIAL BANK — 2012
What COMMERCIAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 30,846,000 | 31,190,000 | 34,264,000 | 34,621,000 |
| Total loans | 9,732,000 | 11,804,000 | 13,698,000 | 15,767,000 |
| Allowance for loan losses | 323,000 | 329,000 | 331,000 | 356,000 |
| Securities available for sale | 5,311,000 | 5,527,000 | 7,008,000 | 5,717,000 |
| Securities held to maturity | 10,280,000 | 10,556,000 | 10,288,000 | 10,233,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,411,000 | 25,642,000 | 27,566,000 | 26,696,000 |
| Interest-bearing deposits | 20,901,000 | 21,203,000 | 22,311,000 | 21,213,000 |
| Noninterest-bearing deposits | 4,509,000 | 4,438,000 | 5,254,000 | 5,483,000 |
| Equity capital | 5,215,000 | 5,266,000 | 5,374,000 | 5,168,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 284,000 | 585,000 | 907,000 | 1,249,000 |
| Interest expense | 23,000 | 45,000 | 68,000 | 89,000 |
| Net interest income | 261,000 | 540,000 | 839,000 | 1,160,000 |
| Noninterest income | 19,000 | 33,000 | 48,000 | 62,000 |
| Noninterest expense | 211,000 | 431,000 | 663,000 | 905,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 69,000 | 142,000 | 224,000 | 356,000 |
| Income tax | 18,000 | 34,000 | 48,000 | 74,000 |
| Net income | 51,000 | 108,000 | 176,000 | 282,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,199,000 | 5,256,000 | 5,324,000 | 5,130,000 |
| Total capital | 5,472,000 | 5,552,000 | 5,655,000 | 5,467,000 |
| Risk-weighted assets | 21,765,000 | 23,648,000 | 27,040,000 | 26,965,000 |