Call reports 2011
COMMERCIAL BANK — 2011
What COMMERCIAL BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 27,981,000 | 28,995,000 | 28,086,000 | 29,189,000 |
| Total loans | 12,295,000 | 13,068,000 | 14,655,000 | 14,138,000 |
| Allowance for loan losses | 295,000 | 301,000 | 303,000 | 322,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 8,863,000 | 8,809,000 | 8,173,000 | 8,270,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,511,000 | 23,448,000 | 22,424,000 | 23,789,000 |
| Interest-bearing deposits | 18,412,000 | 19,308,000 | 18,654,000 | 18,968,000 |
| Noninterest-bearing deposits | 4,099,000 | 4,139,000 | 3,770,000 | 4,821,000 |
| Equity capital | 5,254,000 | 5,310,000 | 5,388,000 | 5,149,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 289,000 | 584,000 | 891,000 | 1,183,000 |
| Interest expense | 31,000 | 59,000 | 85,000 | 106,000 |
| Net interest income | 258,000 | 525,000 | 806,000 | 1,077,000 |
| Noninterest income | 19,000 | 31,000 | 45,000 | 56,000 |
| Noninterest expense | 184,000 | 382,000 | 566,000 | 755,000 |
| Provision for loan losses | 15,000 | 15,000 | 15,000 | 15,000 |
| Pretax income | 78,000 | 159,000 | 270,000 | 363,000 |
| Income tax | 23,000 | 48,000 | 81,000 | 114,000 |
| Net income | 55,000 | 111,000 | 189,000 | 249,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,254,000 | 5,310,000 | 5,388,000 | 5,149,000 |
| Total capital | 5,462,000 | 5,528,000 | 5,623,000 | 5,380,000 |
| Risk-weighted assets | 16,526,000 | 17,322,000 | 18,728,000 | 18,366,000 |