Call reports 2001
COMMERCIAL BANK — 2001
What COMMERCIAL BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 23,386,000 | 24,340,000 | 23,533,000 | 23,205,000 |
| Total loans | 11,663,000 | 12,790,000 | 13,012,000 | 13,600,000 |
| Allowance for loan losses | 582,000 | 614,000 | 645,000 | 637,000 |
| Securities available for sale | 2,323,000 | 1,423,000 | 1,423,000 | 1,409,000 |
| Securities held to maturity | 3,660,000 | 4,991,000 | 4,536,000 | 4,504,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 18,507,000 | 19,300,000 | 18,455,000 | 18,257,000 |
| Interest-bearing deposits | 16,690,000 | 17,476,000 | 16,815,000 | 16,211,000 |
| Noninterest-bearing deposits | 1,817,000 | 1,824,000 | 1,640,000 | 2,047,000 |
| Equity capital | 4,735,000 | 4,791,000 | 4,839,000 | 4,869,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 429,000 | 829,000 | 1,214,000 | 1,574,000 |
| Interest expense | 173,000 | 343,000 | 492,000 | 626,000 |
| Net interest income | 256,000 | 486,000 | 722,000 | 948,000 |
| Noninterest income | 22,000 | 40,000 | 58,000 | 75,000 |
| Noninterest expense | 151,000 | 293,000 | 452,000 | 610,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 97,000 | 173,000 | 238,000 | 293,000 |
| Income tax | 31,000 | 51,000 | 68,000 | 84,000 |
| Net income | 66,000 | 122,000 | 170,000 | 209,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,720,000 | 4,776,000 | 4,824,000 | 4,863,000 |
| Total capital | 4,871,000 | 4,945,000 | 4,994,000 | 5,045,000 |
| Risk-weighted assets | 11,632,000 | 13,077,000 | 13,201,000 | 14,111,000 |