Call reports 2022
GENERATIONS COMMERCIAL BANK — 2022
What GENERATIONS COMMERCIAL BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 15,298,000 | 14,172,000 | 15,974,000 | 16,206,000 |
| Total loans | 0 | 0 | 0 | 0 |
| Allowance for loan losses | 0 | 0 | 0 | 0 |
| Securities available for sale | 9,941,000 | 9,145,000 | 8,402,000 | 8,978,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 6,138,000 | 5,629,000 | 7,963,000 | 7,644,000 |
| Interest-bearing deposits | 6,138,000 | 5,629,000 | 7,963,000 | 7,644,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 9,081,000 | 8,491,000 | 7,945,000 | 8,448,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 65,000 | 131,000 | 201,000 | 290,000 |
| Interest expense | 3,000 | 6,000 | 10,000 | 23,000 |
| Net interest income | 62,000 | 125,000 | 191,000 | 267,000 |
| Noninterest income | 0 | 0 | 0 | 0 |
| Noninterest expense | 20,000 | 40,000 | 60,000 | 80,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 42,000 | 85,000 | 131,000 | 187,000 |
| Income tax | 7,000 | 14,000 | 22,000 | 33,000 |
| Net income | 35,000 | 71,000 | 109,000 | 154,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,542,000 | 9,578,000 | 9,616,000 | 9,661,000 |
| Total capital | 9,542,000 | 9,578,000 | 9,616,000 | 9,661,000 |
| Risk-weighted assets | 3,301,000 | 3,328,000 | 4,000,000 | 2,877,000 |