Call reports 2021
GENERATIONS COMMERCIAL BANK — 2021
What GENERATIONS COMMERCIAL BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 16,726,000 | 15,445,000 | 14,852,000 | 16,294,000 |
| Total loans | 0 | 0 | 0 | 0 |
| Allowance for loan losses | 0 | 0 | 0 | 0 |
| Securities available for sale | 10,862,000 | 11,012,000 | 10,912,000 | 10,971,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 6,966,000 | 5,507,000 | 4,969,000 | 6,306,000 |
| Interest-bearing deposits | 6,966,000 | 5,507,000 | 4,969,000 | 6,306,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 9,652,000 | 9,798,000 | 9,750,000 | 9,856,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 67,000 | 132,000 | 197,000 | 260,000 |
| Interest expense | 4,000 | 6,000 | 9,000 | 12,000 |
| Net interest income | 63,000 | 126,000 | 188,000 | 248,000 |
| Noninterest income | 0 | 0 | 0 | 0 |
| Noninterest expense | 31,000 | 62,000 | 94,000 | 84,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 32,000 | 64,000 | 94,000 | 164,000 |
| Income tax | 7,000 | 13,000 | 16,000 | 29,000 |
| Net income | 25,000 | 51,000 | 78,000 | 135,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,397,000 | 9,422,000 | 9,450,000 | 9,507,000 |
| Total capital | 9,397,000 | 9,422,000 | 9,450,000 | 9,507,000 |
| Risk-weighted assets | 3,301,000 | 2,981,000 | 2,935,000 | 3,153,000 |