Call reports 2020
GENERATIONS COMMERCIAL BANK — 2020
What GENERATIONS COMMERCIAL BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 49,058,000 | 49,376,000 | 50,219,000 | 16,953,000 |
| Total loans | 0 | 0 | 0 | 0 |
| Allowance for loan losses | 0 | 0 | 0 | 0 |
| Securities available for sale | 14,843,000 | 15,020,000 | 6,073,000 | 11,056,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,932,000 | 42,957,000 | 43,525,000 | 7,060,000 |
| Interest-bearing deposits | 42,932,000 | 42,957,000 | 43,525,000 | 7,060,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 5,933,000 | 6,164,000 | 6,460,000 | 9,777,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 319,000 | 654,000 | 964,000 | 1,155,000 |
| Interest expense | 194,000 | 385,000 | 572,000 | 675,000 |
| Net interest income | 125,000 | 269,000 | 392,000 | 480,000 |
| Noninterest income | 0 | 0 | 0 | 0 |
| Noninterest expense | 41,000 | 83,000 | 134,000 | 186,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 84,000 | 186,000 | 738,000 | 774,000 |
| Income tax | 0 | 0 | 0 | 8,000 |
| Net income | 84,000 | 186,000 | 738,000 | 766,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,490,000 | 5,592,000 | 6,144,000 | 9,372,000 |
| Total capital | 5,490,000 | 5,592,000 | 6,144,000 | 9,372,000 |
| Risk-weighted assets | 9,650,000 | 9,775,000 | 9,896,000 | 3,292,000 |