Call reports 2025
BANK OF COMMERCE — 2025
What BANK OF COMMERCE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 470,321,000 | 469,509,000 | 464,575,000 | 484,210,000 |
| Total loans | 310,435,000 | 316,557,000 | 309,944,000 | 320,981,000 |
| Allowance for loan losses | 3,806,000 | 3,840,000 | 3,873,000 | 3,906,000 |
| Securities available for sale | 3,687,000 | 3,578,000 | 3,257,000 | 3,301,000 |
| Securities held to maturity | 102,723,000 | 102,115,000 | 105,615,000 | 110,717,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 418,482,000 | 416,650,000 | 411,764,000 | 431,290,000 |
| Interest-bearing deposits | 319,711,000 | 317,739,000 | 316,023,000 | 331,029,000 |
| Noninterest-bearing deposits | 98,771,000 | 98,911,000 | 95,741,000 | 100,261,000 |
| Equity capital | 44,343,000 | 44,898,000 | 46,098,000 | 46,155,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 5,674,000 | 11,473,000 | 17,336,000 | 23,248,000 |
| Interest expense | 1,858,000 | 3,779,000 | 5,682,000 | 7,542,000 |
| Net interest income | 3,816,000 | 7,694,000 | 11,654,000 | 15,706,000 |
| Noninterest income | 708,000 | 1,261,000 | 1,826,000 | 2,281,000 |
| Noninterest expense | 2,925,000 | 5,807,000 | 8,707,000 | 11,826,000 |
| Provision for loan losses | 32,000 | 63,000 | 94,000 | 126,000 |
| Pretax income | 1,567,000 | 3,085,000 | 4,682,000 | 6,039,000 |
| Income tax | 34,000 | 75,000 | 115,000 | 156,000 |
| Net income | 1,533,000 | 3,010,000 | 4,567,000 | 5,883,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,791,000 | 43,347,000 | 44,106,000 | 44,170,000 |
| Total capital | 46,678,000 | 47,268,000 | 48,060,000 | 48,157,000 |
| Risk-weighted assets | 320,390,000 | 321,923,000 | 320,632,000 | 328,029,000 |