Call reports 2024
BANK OF COMMERCE — 2024
What BANK OF COMMERCE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 453,475,000 | 450,232,000 | 442,741,000 | 454,645,000 |
| Total loans | 294,814,000 | 297,610,000 | 298,426,000 | 297,784,000 |
| Allowance for loan losses | 3,657,000 | 3,698,000 | 3,735,000 | 3,771,000 |
| Securities available for sale | 4,125,000 | 4,130,000 | 3,988,000 | 3,873,000 |
| Securities held to maturity | 101,204,000 | 100,323,000 | 95,184,000 | 103,939,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 402,981,000 | 399,500,000 | 390,630,000 | 403,453,000 |
| Interest-bearing deposits | 303,537,000 | 305,443,000 | 298,895,000 | 303,927,000 |
| Noninterest-bearing deposits | 99,444,000 | 94,057,000 | 91,735,000 | 99,526,000 |
| Equity capital | 41,854,000 | 42,197,000 | 43,125,000 | 43,216,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 5,215,000 | 10,442,000 | 15,804,000 | 21,266,000 |
| Interest expense | 1,609,000 | 3,304,000 | 5,126,000 | 6,956,000 |
| Net interest income | 3,606,000 | 7,138,000 | 10,678,000 | 14,310,000 |
| Noninterest income | 497,000 | 965,000 | 1,520,000 | 2,047,000 |
| Noninterest expense | 2,752,000 | 5,482,000 | 8,262,000 | 11,063,000 |
| Provision for loan losses | 31,000 | 63,000 | 94,000 | 126,000 |
| Pretax income | 1,320,000 | 2,561,000 | 3,853,000 | 5,182,000 |
| Income tax | 40,000 | 61,000 | 81,000 | 101,000 |
| Net income | 1,280,000 | 2,500,000 | 3,772,000 | 5,081,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,785,000 | 40,213,000 | 41,036,000 | 41,597,000 |
| Total capital | 43,523,000 | 43,992,000 | 44,852,000 | 45,449,000 |
| Risk-weighted assets | 334,271,000 | 304,786,000 | 306,134,000 | 308,502,000 |