Call reports 2023
BANK OF COMMERCE — 2023
What BANK OF COMMERCE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 402,166,000 | 416,427,000 | 441,931,000 | 459,152,000 |
| Total loans | 262,299,000 | 275,539,000 | 284,173,000 | 291,476,000 |
| Allowance for loan losses | 3,137,000 | 3,346,000 | 3,564,000 | 3,607,000 |
| Securities available for sale | 0 | 2,788,000 | 6,898,000 | 4,169,000 |
| Securities held to maturity | 102,306,000 | 92,410,000 | 102,050,000 | 110,123,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 354,574,000 | 367,782,000 | 391,280,000 | 408,917,000 |
| Interest-bearing deposits | 265,652,000 | 276,087,000 | 285,396,000 | 305,081,000 |
| Noninterest-bearing deposits | 88,922,000 | 91,696,000 | 105,884,000 | 103,836,000 |
| Equity capital | 39,062,000 | 39,236,000 | 39,905,000 | 41,020,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 3,669,000 | 7,791,000 | 12,137,000 | 17,177,000 |
| Interest expense | 643,000 | 1,590,000 | 2,710,000 | 4,109,000 |
| Net interest income | 3,026,000 | 6,201,000 | 9,427,000 | 13,068,000 |
| Noninterest income | 743,000 | 1,462,000 | 2,268,000 | 2,720,000 |
| Noninterest expense | 2,208,000 | 4,882,000 | 7,145,000 | 9,923,000 |
| Provision for loan losses | 31,000 | 76,000 | 99,000 | 131,000 |
| Pretax income | 1,530,000 | 2,705,000 | 4,406,000 | 5,758,000 |
| Income tax | 45,000 | 86,000 | 131,000 | 170,000 |
| Net income | 1,485,000 | 2,619,000 | 4,275,000 | 5,588,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,965,000 | 38,285,000 | 38,305,000 | 38,896,000 |
| Total capital | 42,102,000 | 41,631,000 | 41,950,000 | 42,584,000 |
| Risk-weighted assets | 268,598,000 | 284,818,000 | 314,690,000 | 312,235,000 |