Call reports 2021
BANK OF COMMERCE — 2021
What BANK OF COMMERCE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 388,679,000 | 395,578,000 | 390,331,000 | 413,463,000 |
| Total loans | 233,038,000 | 242,055,000 | 237,734,000 | 250,375,000 |
| Allowance for loan losses | 2,885,000 | 2,917,000 | 2,948,000 | 2,980,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 106,136,000 | 111,592,000 | 111,587,000 | 108,981,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 349,526,000 | 354,505,000 | 343,436,000 | 366,973,000 |
| Interest-bearing deposits | 269,220,000 | 275,468,000 | 266,361,000 | 282,015,000 |
| Noninterest-bearing deposits | 80,306,000 | 79,037,000 | 77,075,000 | 84,958,000 |
| Equity capital | 34,854,000 | 35,472,000 | 36,147,000 | 35,993,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 3,867,000 | 7,506,000 | 10,574,000 | 13,633,000 |
| Interest expense | 184,000 | 559,000 | 766,000 | 973,000 |
| Net interest income | 3,683,000 | 6,947,000 | 9,808,000 | 12,660,000 |
| Noninterest income | 385,000 | 820,000 | 1,204,000 | 1,577,000 |
| Noninterest expense | 1,915,000 | 4,008,000 | 6,055,000 | 8,142,000 |
| Provision for loan losses | 31,000 | 63,000 | 94,000 | 126,000 |
| Pretax income | 2,122,000 | 3,696,000 | 4,863,000 | 5,969,000 |
| Income tax | 0 | 0 | 52,000 | 112,000 |
| Net income | 2,122,000 | 3,696,000 | 4,811,000 | 5,857,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,715,000 | 35,338,000 | 36,018,000 | 35,870,000 |
| Total capital | 37,600,000 | 38,255,000 | 38,966,000 | 38,850,000 |
| Risk-weighted assets | 232,043,000 | 253,404,000 | 248,087,000 | 269,106,000 |