Call reports 2020
BANK OF COMMERCE — 2020
What BANK OF COMMERCE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 326,893,000 | 365,489,000 | 362,806,000 | 374,986,000 |
| Total loans | 212,762,000 | 221,274,000 | 221,625,000 | 220,740,000 |
| Allowance for loan losses | 2,376,000 | 2,782,000 | 2,813,000 | 2,854,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 82,139,000 | 99,671,000 | 103,550,000 | 106,765,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 291,113,000 | 331,417,000 | 326,712,000 | 340,513,000 |
| Interest-bearing deposits | 230,741,000 | 265,853,000 | 260,825,000 | 266,296,000 |
| Noninterest-bearing deposits | 60,372,000 | 65,564,000 | 65,887,000 | 74,217,000 |
| Equity capital | 32,282,000 | 32,354,000 | 33,121,000 | 33,132,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,267,000 | 6,880,000 | 10,024,000 | 13,081,000 |
| Interest expense | 458,000 | 790,000 | 1,078,000 | 1,302,000 |
| Net interest income | 2,809,000 | 6,090,000 | 8,946,000 | 11,779,000 |
| Noninterest income | 362,000 | 696,000 | 1,044,000 | 1,386,000 |
| Noninterest expense | 1,974,000 | 3,907,000 | 5,865,000 | 7,840,000 |
| Provision for loan losses | 33,000 | 439,000 | 470,000 | 511,000 |
| Pretax income | 1,164,000 | 2,440,000 | 3,655,000 | 4,814,000 |
| Income tax | 49,000 | 79,000 | 126,000 | 173,000 |
| Net income | 1,115,000 | 2,361,000 | 3,529,000 | 4,641,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,122,000 | 32,200,000 | 32,972,000 | 32,988,000 |
| Total capital | 34,498,000 | 34,882,000 | 35,677,000 | 35,790,000 |
| Risk-weighted assets | 207,937,000 | 214,439,000 | 216,306,000 | 224,142,000 |