Call reports 2019
BANK OF COMMERCE — 2019
What BANK OF COMMERCE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 176,201,000 | 182,641,000 | 181,032,000 | 184,293,000 |
| Total loans | 99,545,000 | 100,029,000 | 96,451,000 | 97,639,000 |
| Allowance for loan losses | 1,066,000 | 1,081,000 | 1,096,000 | 1,111,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 48,986,000 | 53,264,000 | 52,261,000 | 52,090,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 159,454,000 | 165,790,000 | 163,923,000 | 167,211,000 |
| Interest-bearing deposits | 125,726,000 | 132,359,000 | 132,519,000 | 134,149,000 |
| Noninterest-bearing deposits | 33,728,000 | 33,431,000 | 31,404,000 | 33,062,000 |
| Equity capital | 16,627,000 | 16,754,000 | 16,975,000 | 16,951,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,555,000 | 3,218,000 | 4,857,000 | 6,473,000 |
| Interest expense | 238,000 | 504,000 | 767,000 | 974,000 |
| Net interest income | 1,317,000 | 2,714,000 | 4,090,000 | 5,499,000 |
| Noninterest income | 199,000 | 374,000 | 549,000 | 722,000 |
| Noninterest expense | 1,092,000 | 2,223,000 | 3,383,000 | 4,499,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 409,000 | 835,000 | 1,211,000 | 1,662,000 |
| Income tax | 18,000 | 39,000 | 57,000 | 83,000 |
| Net income | 391,000 | 796,000 | 1,154,000 | 1,579,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,627,000 | 16,754,000 | 16,975,000 | 16,951,000 |
| Total capital | 17,693,000 | 17,835,000 | 18,071,000 | 18,062,000 |
| Risk-weighted assets | 96,969,000 | 98,127,000 | 97,259,000 | 98,841,000 |