Call reports 2018
BANK OF COMMERCE — 2018
What BANK OF COMMERCE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 176,668,000 | 173,108,000 | 169,523,000 | 172,931,000 |
| Total loans | 88,229,000 | 91,053,000 | 95,219,000 | 96,435,000 |
| Allowance for loan losses | 1,006,000 | 1,021,000 | 1,036,000 | 1,051,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 59,134,000 | 59,608,000 | 52,036,000 | 49,660,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 160,004,000 | 156,505,000 | 152,677,000 | 154,651,000 |
| Interest-bearing deposits | 125,734,000 | 124,603,000 | 121,205,000 | 121,745,000 |
| Noninterest-bearing deposits | 34,270,000 | 31,902,000 | 31,472,000 | 32,906,000 |
| Equity capital | 16,166,000 | 16,159,000 | 16,380,000 | 16,370,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,329,000 | 2,706,000 | 4,143,000 | 5,630,000 |
| Interest expense | 108,000 | 236,000 | 389,000 | 583,000 |
| Net interest income | 1,221,000 | 2,470,000 | 3,754,000 | 5,047,000 |
| Noninterest income | 195,000 | 361,000 | 537,000 | 723,000 |
| Noninterest expense | 1,091,000 | 2,147,000 | 3,222,000 | 4,273,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 310,000 | 654,000 | 1,024,000 | 1,437,000 |
| Income tax | 15,000 | 31,000 | 48,000 | 71,000 |
| Net income | 295,000 | 623,000 | 976,000 | 1,366,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,166,000 | 16,159,000 | 16,380,000 | 16,370,000 |
| Total capital | 17,172,000 | 17,180,000 | 17,416,000 | 17,421,000 |
| Risk-weighted assets | 88,054,000 | 91,870,000 | 94,516,000 | 94,280,000 |