Call reports 2017
BANK OF COMMERCE — 2017
What BANK OF COMMERCE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 173,640,000 | 183,250,000 | 175,065,000 | 173,861,000 |
| Total loans | 87,672,000 | 86,233,000 | 84,992,000 | 88,121,000 |
| Allowance for loan losses | 945,000 | 961,000 | 976,000 | 991,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 63,193,000 | 67,127,000 | 62,676,000 | 61,625,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 157,467,000 | 166,832,000 | 158,429,000 | 157,386,000 |
| Interest-bearing deposits | 124,481,000 | 133,611,000 | 126,987,000 | 124,540,000 |
| Noninterest-bearing deposits | 32,986,000 | 33,221,000 | 31,442,000 | 32,846,000 |
| Equity capital | 15,649,000 | 15,945,000 | 16,150,000 | 16,004,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,266,000 | 2,748,000 | 4,044,000 | 5,361,000 |
| Interest expense | 82,000 | 166,000 | 251,000 | 347,000 |
| Net interest income | 1,184,000 | 2,582,000 | 3,793,000 | 5,014,000 |
| Noninterest income | 223,000 | 397,000 | 630,000 | 808,000 |
| Noninterest expense | 1,050,000 | 2,020,000 | 3,088,000 | 4,150,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 342,000 | 929,000 | 1,290,000 | 1,612,000 |
| Income tax | 16,000 | 43,000 | 60,000 | 78,000 |
| Net income | 326,000 | 886,000 | 1,230,000 | 1,534,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,649,000 | 15,945,000 | 16,150,000 | 16,004,000 |
| Total capital | 16,594,000 | 16,906,000 | 17,126,000 | 16,995,000 |
| Risk-weighted assets | 89,839,000 | 88,809,000 | 85,670,000 | 88,019,000 |