Call reports 2016
BANK OF COMMERCE — 2016
What BANK OF COMMERCE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 181,302,000 | 180,835,000 | 176,340,000 | 174,752,000 |
| Total loans | 83,155,000 | 87,847,000 | 87,694,000 | 91,694,000 |
| Allowance for loan losses | 906,000 | 916,000 | 931,000 | 935,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 77,131,000 | 74,914,000 | 70,377,000 | 64,918,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 165,025,000 | 163,751,000 | 153,111,000 | 158,682,000 |
| Interest-bearing deposits | 133,995,000 | 132,892,000 | 122,521,000 | 127,206,000 |
| Noninterest-bearing deposits | 31,030,000 | 30,859,000 | 30,590,000 | 31,476,000 |
| Equity capital | 15,427,000 | 15,473,000 | 15,188,000 | 15,553,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,254,000 | 2,517,000 | 3,806,000 | 5,085,000 |
| Interest expense | 92,000 | 182,000 | 273,000 | 362,000 |
| Net interest income | 1,162,000 | 2,335,000 | 3,533,000 | 4,723,000 |
| Noninterest income | 355,000 | 524,000 | 709,000 | 929,000 |
| Noninterest expense | 1,062,000 | 2,108,000 | 3,156,000 | 4,186,000 |
| Provision for loan losses | 5,000 | 15,000 | 30,000 | 45,000 |
| Pretax income | 450,000 | 736,000 | 1,056,000 | 1,421,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 450,000 | 736,000 | 1,056,000 | 1,421,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,427,000 | 15,473,000 | 15,188,000 | 15,553,000 |
| Total capital | 16,333,000 | 16,389,000 | 16,119,000 | 16,488,000 |
| Risk-weighted assets | 86,403,000 | 90,716,000 | 91,970,000 | 93,958,000 |