Call reports 2015
BANK OF COMMERCE — 2015
What BANK OF COMMERCE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 181,739,000 | 184,492,000 | 177,698,000 | 183,323,000 |
| Total loans | 79,458,000 | 79,111,000 | 79,640,000 | 84,536,000 |
| Allowance for loan losses | 906,000 | 906,000 | 906,000 | 905,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 69,176,000 | 76,783,000 | 80,077,000 | 77,750,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 165,994,000 | 168,736,000 | 161,973,000 | 167,361,000 |
| Interest-bearing deposits | 135,726,000 | 137,469,000 | 131,933,000 | 136,646,000 |
| Noninterest-bearing deposits | 30,268,000 | 31,267,000 | 30,040,000 | 30,715,000 |
| Equity capital | 14,595,000 | 14,660,000 | 14,816,000 | 15,102,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,180,000 | 2,382,000 | 3,596,000 | 4,840,000 |
| Interest expense | 94,000 | 188,000 | 282,000 | 374,000 |
| Net interest income | 1,086,000 | 2,194,000 | 3,314,000 | 4,466,000 |
| Noninterest income | 193,000 | 428,000 | 617,000 | 795,000 |
| Noninterest expense | 1,025,000 | 2,087,000 | 3,143,000 | 4,188,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 254,000 | 535,000 | 788,000 | 1,073,000 |
| Income tax | 12,000 | 12,000 | 12,000 | 12,000 |
| Net income | 242,000 | 523,000 | 776,000 | 1,061,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,595,000 | 14,660,000 | 14,816,000 | 15,102,000 |
| Total capital | 15,501,000 | 15,566,000 | 15,722,000 | 16,007,000 |
| Risk-weighted assets | 80,905,000 | 83,065,000 | 84,808,000 | 88,109,000 |