Call reports 2013
BANK OF COMMERCE — 2013
What BANK OF COMMERCE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 178,352,000 | 180,017,000 | 174,781,000 | 171,240,000 |
| Total loans | 77,126,000 | 79,404,000 | 78,254,000 | 81,392,000 |
| Allowance for loan losses | 860,000 | 859,000 | 909,000 | 909,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 63,536,000 | 73,817,000 | 76,907,000 | 70,839,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 162,279,000 | 163,957,000 | 158,476,000 | 155,169,000 |
| Interest-bearing deposits | 133,802,000 | 136,616,000 | 130,848,000 | 127,015,000 |
| Noninterest-bearing deposits | 28,477,000 | 27,341,000 | 27,628,000 | 28,154,000 |
| Equity capital | 13,854,000 | 13,926,000 | 14,339,000 | 14,614,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,233,000 | 2,499,000 | 3,763,000 | 5,017,000 |
| Interest expense | 148,000 | 289,000 | 424,000 | 549,000 |
| Net interest income | 1,085,000 | 2,210,000 | 3,339,000 | 4,468,000 |
| Noninterest income | 208,000 | 397,000 | 877,000 | 1,103,000 |
| Noninterest expense | 1,051,000 | 2,070,000 | 3,076,000 | 4,068,000 |
| Provision for loan losses | 0 | 0 | 50,000 | 50,000 |
| Pretax income | 242,000 | 537,000 | 1,090,000 | 1,453,000 |
| Income tax | 11,000 | 23,000 | 51,000 | 70,000 |
| Net income | 231,000 | 514,000 | 1,039,000 | 1,383,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,854,000 | 13,926,000 | 14,339,000 | 14,614,000 |
| Total capital | 14,714,000 | 14,785,000 | 15,248,000 | 15,523,000 |
| Risk-weighted assets | 79,757,000 | 83,388,000 | 83,513,000 | 86,717,000 |