Call reports 2012
BANK OF COMMERCE — 2012
What BANK OF COMMERCE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 176,093,000 | 174,225,000 | 167,938,000 | 163,998,000 |
| Total loans | 75,565,000 | 77,880,000 | 77,420,000 | 79,688,000 |
| Allowance for loan losses | 859,000 | 860,000 | 860,000 | 860,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 67,902,000 | 71,189,000 | 66,312,000 | 60,618,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 159,699,000 | 158,434,000 | 152,175,000 | 148,039,000 |
| Interest-bearing deposits | 134,755,000 | 132,301,000 | 125,983,000 | 119,612,000 |
| Noninterest-bearing deposits | 24,944,000 | 26,133,000 | 26,192,000 | 28,427,000 |
| Equity capital | 13,818,000 | 13,309,000 | 13,464,000 | 13,729,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,371,000 | 2,708,000 | 4,039,000 | 5,353,000 |
| Interest expense | 223,000 | 422,000 | 604,000 | 765,000 |
| Net interest income | 1,148,000 | 2,286,000 | 3,435,000 | 4,588,000 |
| Noninterest income | 218,000 | 416,000 | 613,000 | 811,000 |
| Noninterest expense | 1,087,000 | 2,156,000 | 3,235,000 | 4,304,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 279,000 | 546,000 | 813,000 | 1,095,000 |
| Income tax | 13,000 | 26,000 | 39,000 | 55,000 |
| Net income | 266,000 | 520,000 | 774,000 | 1,040,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,818,000 | 13,309,000 | 13,464,000 | 13,729,000 |
| Total capital | 14,677,000 | 14,169,000 | 14,324,000 | 14,589,000 |
| Risk-weighted assets | 78,838,000 | 82,229,000 | 81,826,000 | 81,925,000 |